NOW is the time to Purchase or Refinance

Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact one of our mortgage specialist to determine your eligibility for a larger loan amount.

The table below displays current interest rates for several common loan types; we also have many other options available. For loan options based on your individual needs, contact us at (800) 354-9554.

Refinance Programs available even if your homes value has DROPPED, call to see if you qualify!

Conforming
Conventional
to $417,000

30 Year fixed 4.375% + 0 pts
15 Year fixed 3.875% + 0 pts
20 Year fixed 4.25% + 0 pts
5/1 ARM 3.25% + 1 pt

Jumbo to 1 Million

30 Year 5.50% + 0 pts
15 Year 4.50 %+ 0 pts
5 /1 ARM 4.125% + 0 pts
10 /1 ARM 4.625% + 0 pts

FHA

30 Year 4.5 + 0 pts,
--------- 4.5 + 0 pts
5/1 ARM 3.5 + 0 pts

We have
No Income Verification
programs for qualifield
Self Employed Borrowers

100% Financing Programs

VA
4.5% + 0 pts.

updated 7/7/2010

Rates subject to change without notice; subject to borrower income and credit qualification. Based on loan amounts of $200,000. Please call for custom quote as well as for our other programs. (800) 354-9554.

Pts=points, which include origination and discount fees. APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage.