NOW is the time to Purchase or Refinance

Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact one of our mortgage specialists to determine your eligibility for a larger loan amount.

The table below displays current interest rates for several common loan types; we also have many other options available. For loan options based on your individual needs, contact us at (800) 354-9554.

Refinance Programs available even if your home’s value has DROPPED, call to see if you qualify!

Conforming
Conventional
to $417,000

30 yr fixed 3.75% (3.783 apr)
20 yr fixed 3.5% (3.601 apr)
15 yr fixed 3% (3.057 apr)
10 yr fixed 2.875% (2.958 apr)
Rates are quoted for qualified
borrowers, based on 700 credit
scores; 20% equity; $250,000
loan amount

Jumbo to 1.5 Million
(higher loan amounts available)

30 yr fixed 4.375%(4.39 apr)
15 Yr fixed 3.875% (3.90 apr)
10/1 ARM 3.5% (3.554 apr)
7/1 ARM 3.125% (3.14 apr)
Rates are quoted for qualified
borrowers, based on 700 credit
scores; 20% equity; $650,000
loan amount 

FHA/VA
30 yr fixed 3.75% (3.898 apr)
15 yr fixed 3.25% (3.476 apr)
5/1 ARM 3.25% (3.374 apr)

Rural Development (USDA Rd)
30 yr fixed 3.75% (3.878 apr)

We have Limited Documentation Loans for Self Employed Borrowers, Call for Information

updated 1/12/2012

Rates subject to change without notice; subject to borrower income and credit qualification. Please call for custom quote as well as for our other programs. (800) 354-9554.

APR=annual percentage rate and is calculated by each company - includes costs to obtain loan and private mortgage insurance if required. Lock=rate lock period. ARM=adjustable rate mortgage.